Guide Distance Learning Online Education

Distance learning opportunities used to exist through what was called correspondence courses, which were conducted over the mail, on the radio or on television. Today, the internet is the primary method of presenting educational materials. Online education affords students who little time or money, or who live in remote areas, to attend classes.

Classes Offered Through Distance Learning Online Education

Almost any curriculum can be pursued online. Students can seek programs that result in certification, advanced technical skills, associates degrees, bachelors degrees, graduate degrees and even doctorates. Even continuing education classes for licensed professionals and high school equivalence courses can be completed through virtual classrooms.

Methods for Distance Learning Online Education

Online education is usually web-based with a specific web site designated for the course. Supplemental materials, such as software, may also be part of certain online courses. Students visit the course web site to complete the posted assignments and take tests. Instructors and students communicate through email and chat rooms. Sometimes virtual lectures and discussions are part of online coursework. Students can attend virtual classrooms to complete their education and some colleges even have virtual graduation ceremonies.

Types of Students Who Pursue Distance Learning Online Education

Many different students from all over the world participate in distance learning online education opportunities. Some students work and attend classes online during their free time. Other students live in remote areas where local colleges do not exist. Still other students choose to combine online courses with traditional classes for what is known as a blended learning experience. Student who pursue distance education do not fit a particular mold, but should possess the following qualities:

self-motivation;

well-organized;

independent learner;

computer literate;

good time management skills; and

excellent communication skills.

Validity of Distance Learning Online Education: Research from the Sloan Consortium states that online learning is comparable to education obtained in a traditional setting, based upon a poll of academic leaders. Academic leader James Sherwood, Ph.D. and dean of University Extension, the continuing education branch of The University of California at Berkley states that, “Coming out of World War II and getting into the 60′s and 70′s there was a kind of stigma associated with distance education. That has certainly changed.” Because of technological advances and online resources, distance education has improved and offers an equivalent opportunity to traditional education.

Faculty Perspective of Distance Learning Online Education. Dr. Michael Otaigbe of Strayer University in Virginia has taught courses both in person and online at the same college. His opinion is that online classes generate an unexpected level of motivation, saying, “Online, I have the freedom to require contributions. Every week, my students have to submit essays and participate in group discussions. I get a better sense of the learning process.” He also finds that online students come from all over the world and have unique contributions that benefit the other students.

Online Education Distance Learning Association in the US. Several distance learning associations exist within the United States that offer additional information about taking classes online for prospective students.

The United States Distance Learning Association (USDLA). The USDLA is a non-profit association that promotes the development and application of online distance learning for education and training purposes. The USDLA encourages distance learning for grades K-12, college and higher education, corporate training, continuing education, government training and military training. Further, the USDLA supported the implementation of the Snowe-Rockefeller Amendment to the 1996 Telecommunications Act, as well as other legislation in 1997 that was introduced by Kennedy and Snowe.

The Distance and Education Training Council (DETC). The DETC is a non-profit educational association that is a central hub of information about distance study and the correspondence learning field.

Federal Government Distance Learning Association (FGDLA). The FGDLA is also a non-profit association. The FGDLA was formed to promote development and application of distance learning programs. The Association also acts to foster understanding and collaboration among the people involved in education and training within the federal government.

Covering Costs for Distance Learning Online Education Programs
Financial aid is available to online students, just as it is for traditional students. Online students can apply for applicable state and government financial aid, Stafford loans, student loans, tuition reimbursement and scholarships to cover costs for cyber classes. Also, virtual students save money on transportation and housing. Gaston Caperton, president of the College Board, said, “The College Board continues to advocate for need-based aid, so that students can have the opportunity to benefit from college education.”

National and international strides are being made everyday in distance learning online education. Rep. Vernon J. Ehlers, R-Mich., introduced legislation to scientifically scrutinize online learning. The Independent Study of Distance Education Act of 2007 directs the National Academy of Sciences to conduct a study that would compare classroom instruction with distance learning programs. Colleges such as the University of Wyoming are experimenting with gaming as a form of teaching online education. Consider that the dynamic nature and convenience of online education has attracted about 3.2 million people to take a distance learning course in the past year. Distance learning online education programs are an effective way to achieve higher education.

Banks And Finance Auto Car Insurance – Find The Best Quotes Now

Many people today want to know if the bank will finance their auto car insurance payments. Unfortunately, this generally isn’t the case.

In all likelihood, the bank will not finance your car insurance because you are not receiving any kind of return on investment. Unless you can demonstrate you have a proven track record of paying off your debt, this is probably a no go.

However, all is not lost. While achieving auto car insurance is often times very expensive, you certainly don’t need to break the bank to achieve the cheapest rate possible.

First of all, it’s absolutely necessary to do your car insurance research. This doesn’t apply for your purchasing a used car; however, you are not allowed to purchase a new car less you have car insurance.

Unfortunate, many people find themselves in a situation of being ready to buy a new car, without having car insurance in hand. Therefore, they are often times forced to go and get the quickest car insurance that they can find, and oftentimes will end up with a less than ideal rate.

This could have been prevented by doing some simple research on the Internet. Quite simply, you can really find out car insurance quotes for hundreds of different companies on the Internet in the same amount of time you could probably do four or five by phone.

Doing car insurance quote research does not need to be difficult. As long as you utilize the Internet, you can find as many insurance quotes as you want in a short a time as you want.

Also, while doing your research, try to take advantage of companies that offer discounts for various factors such as good driving records, taken drivers education course common getting an antitheft system for your car, etc. Believe it or not, many company’s offer discounts for these various factors and many more. This dramatically lowers the total amount you’ll have to pay.

Of course, the type of car you drive, your age, and your past driving record all play major roles in the car insurance that you will get. No matter what situation you are currently in, you can find cheaper car insurance for you. There are many companies that are based solely on the Internet, and have virtually no overhead costs whatsoever.

Of course, these same companies have questionable customer service, and you will need to decide for yourself if it’s worth it to go with them. Sometimes you will end up paying a little more for quality car insurance, but it will be worth it when it comes time to filing a claim. Hopefully, these banks and finance auto car insurance tips will help you find the best insurance for your car quickly and easily.

What Are the Benefits and Danger of Online Currency Trading

Currency trading in simple terms means trading of currencies. The currency trading market is the largest financial market in the world with the daily volume of trade being more than $2 trillion. This is far more than the approximate $50 billion worth of transactions that take place at the New York Stock Exchange. Currency trading is, in other words referred to as forex or FX, which is the short for foreign exchange.Each country in the world has a currency and these currencies have their own value in relation to one another. These values are not fixed or permanent but keep fluctuating due to several reasons. The first of these reasons is the presence of the real market. We live in an open market scenario where countries have trade with other countries. In this regard, the corporate firms and business establishments doing overseas business need to send and receive payments to and from other countries. The demand and supply of these currencies then lead to changes in their value. The other reason for the fluctuation of the value of the currency is speculation. In the recent years, the second reason has become the prime reason for the currency value fluctuation as more traders are getting into the currency-trading arena with a view to make profits from the change in the currency value.Currency trading, until a few years back was limited to large financial conglomerates and banks. These were considered the movers of the forex market. However, with the recent advancement in technology and the inclusion of newer types of financial instruments for trading has made the forex market available to the retailers as well. Individual investors, too, can now benefit from the enormous returns available at the forex market and that too at a lower risk and with no extra market knowledge.Until a few years back, the best option to invest was the stock market. However, with the stock markets around the world taking a beating due to different reasons, people have migrated to other financial instruments, forex being one of them. Currency trading provides several benefits over traditional stock trading. Some of these benefits are: The low spreads available in currency trading is a good reason for a trader to enter the market, as the costs to him are low.
There are very good chances of earning high profits as there is high volatility in the currency market. Therefore, a trader can generate high returns with a small price change.
Leverage: probably the most appealing factor, leverage is the facility of using different financial instruments like margin accounts to enhance an investment’s probable returns. The leverage ratio for stocks can be as high as 100:1, whereas for the forex market, a leverage ratio of 400:1 is common.
Lesser choice is beneficial: considering the listed stocks, an investor has to choose from a large number of stocks. In comparison, when forex trading with the major currencies, the choice is limited to just five to six. Therefore, with lesser choice, a trader is able to maintain his focus and prepare his trading plans. He can concentrate on a particular currency pair and accordingly conduct research and make his advances.
Earning both ways: there are no restrictions to short selling in the forex market. This means that an investor can earn both ways. He can go short or long. This means that there is profit potential either way, though a trader must remember that the risk factor is also there.
No intermediaries: stock trading has to be carried over through a broker. However, there are no such intermediaries in forex trading. Since there is no central location or market for currency trading, all transactions are routed through the currency selling financial institution. This is beneficial for the investor as there are no additional costs and the deals get finalized directly. Moreover, there are no commissions by these brokers as their charges are included in the bid/ask prices.
Not be influenced easily: the forex market is enormous and this makes it nearly impossible to get influenced by forces, external or internal. Fluctuations in currency value occur due to economic factors or such factors, which are beyond the control of the market movers. Therefore, the banks, the government and even hedge fund managers are not able to control or manipulate the working of the currency trading market. It is the sheer size of the currency market, which insulates it from being influenced.
Round the clock trading: the equity markets are driven by the opening and closing bells of their respective stock markets. However, this is not the case with forex trading, as this market is accessible round the clock. Investors can place their trades at any time during the day, as there is the time difference between the various markets such as the European, Asian and the U.S. An investor can thus schedule his trading time and trade conveniently. With so many benefits in favor of the forex trading, it is not a surprise that traders are supplementing their equity portfolios with forex trading. However, it is an individual’s perception of diversifying his investment portfolio. Some traders have foregone stock trading completely in favor of currency trading while there are some investors that have partial stakes in both.As a word of caution, I would like to mention that forex trading is not completely risk-free. A trader should take note that, if currency trading has the potential to bring in high returns, it also has the ability to make a trader lose money quickly. The risk factor is inherent and a trader cannot overlook that. He must consider all aspects and do his homework well to succeed with forex trading. The volatility factor, which brings in high returns, can also be a reason for the loss of huge sums of money. Therefore, the best option is to go with a trading plan and use risk management techniques.

Improve Or Repair The Reputation Of Your Business With These Top Tips

If you are a business owner, reputation is crucial. Your reputation can be harmed if it is not managed properly. This can have a negative effect on your business. Keep reading to discover some excellent tips on building up your business reputation and managing it well.

Satisfy displeased customers and keep your good reputation. Turning a bad experience into a positive one is going to show customers that you care about them. It’s even better when you get to do this on the Internet. Also, it will show that you care about your customers.

Set realistic expectations with your customers. If you own a small business, let your customers know when you will respond to their questions. If you cannot answer every question immediately, place a banner saying that all questions will be answered within a certain amount of time, such as within 72 hours.

Make sure that at least several of your business web pages are optimized for your business name. You want Google to recognize your business homepage as the authoritative Internet site about your business. You want to have the number one search position for your business name, not number two or three behind a Wikipedia article or some blog. Make sure that your website is the first listing someone sees when they Google your brand.

Search phrases that relate to your business should be used on your web pages. Usually, the business name is the term. Authority sites are heavily favored by search engines, especially Google. Your site will gain more credibility if they view your business as official.

If you make a public snafu, show the world that you are mature and apologize. Everyone makes mistakes, but it takes a big person to acknowledge that. If people see that you are truly apologetic for the wrongs you have done, it will make it more likely that they will work with you in the future.

When you are publicly responding to any feedback that is left by a customer, make sure to address them by name. People want to know that business owners see them as individuals and not as one part of a very large group. Using their names will give them what they want.

When you are on your social media pages, make sure that you try your best to sound as real as possible. Trying to sound too corporate or too casual will only make you come across as a big phony. It is best to find some middle ground that allows you to act more natural.

Keep your current customers happy while recruiting new customers. Many companies use flashy media to reel in new customers and do nothing for their current customers. This can backfire and cause a decrease in your overall profits. Instead, offer returning customers incentives that aren’t offered to new customers. This will let your customers know that you appreciate their business.

You have to carefully maintain a solid reputation when you own a business. Bad public relations are something that will not go away. Your success relies upon your reputation. Keep in mind all the suggestions given in the above article so you can keep your reputation in good standing.

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